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As most of you know, there is a "Do Not Call List" that the government set up a few years ago. If you are on the do not call list, telemarketers cannot call you or they get an $11,000 fine. This has really cut down on the telemarketing.
This is not the golden nugget I want to give you today but if you have not signed up for this yet, the link is right here http://www.donotcall.gov/.
Now here's the real insider secret. I bet you didn't know there is a "Do Not Send Me Junk Credit Card and Junk Mortgage" offers List.
You see the big credit bureaus sell your credit information to credit card companies and mortgage companies without your permission. You then get all of those confusing letters, many of them trying to trick you into thinking they are your current credit card or mortgage company. There has been a big push to get the big 3 credit bureau's, Trans-union, Equifax, and Experian to stop this invasion of your privacy. But they are fighting it tooth and nail because they get big money for selling your private credit information without your permission.
So far, the only way to force them to stop selling your information to all of those strangers is for you to tell them not to. They have created a link for you to do this which is: http://www.optoutprescreen.com/ .
I laughed when I saw the website that they've set up for you to get your name removed. They make it sound like they are selling your private credit information to just anybody that pays them the big bucks, for your benefit.
This tip has pulled back the curtain and you can see what's behind it. I have a friend who signed up for this about 6 months ago and the amount of junk credit mail and mortgage mail he has received has plummeted! Now the stuff he gets in the mail has a lot better chance of really being from his current credit card companies or current mortgage company.
As a side benefit, this action will actually raise your credit score because the credit bureaus computer system sees this as a responsible thing to do, thus raising your score. Isn't that interesting!!
Here's another very important point that I've mentioned before; now is a great time to be looking for the house you've always wanted, but never thought you could afford! It's still a buyer's market, and I'm here to help you!
Don't forget, to cut down on this avalanche of junk mail, simply click on that link right there and you can get off the mailing list and the invasion of your privacy. When you go to the website, choose the 5 year opt out. It is very easy, you can do it with just a few clicks, and it works!!!! If you need any help with it, just give me a buzz and I'll talk you through it.
This is just another way I'm here to help you! Don't forget to forward this tip to your friend's, they'll love you for it.
They'll also love you if you give them my name when they are thinking about buying or selling a home. Thanks for letting me help you, your friends and your family. Have a great rest of the week!
Sincerely,
Ken
951-760-3833
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